Blog Index
Navigation
Thursday
Nov082012

When natural disasters strike

Whether you were recently affected by the hurricane that hit the East coast or live in Minnesota during peak tornado season... beware of “storm chaser” scams.

If a big storm causes any sort of damage to your property, you have a lot to deal with. Insurance matters, cleanup, repairs and rebuilding can be extremely stressful. You may reach a point when you just want everything taken care of immediately... but it pays to be careful with your decisions during this time, as “storm chaser” scammers may be out to prey on your vulnerable state.

The Better Business Bureau (BBB) warns consumers in disaster-prone areas to be wary of fly-by-night repair businesses. Here are some tips to avoid storm chaser scams.

• Beware of high-pressure sales tactics. Storm chasers may go door-to-door to solicit work in unmarked trucks. They tend to make big promises and ask for full payment upfront.

• Research contractors. Get local recommendations from family and friends, or use the BBB’s Accredited Business Locator at www.bbb.org to find trustworthy contractors in your area. Also check contractor websites. If you can’t validate the company online, you may want to avoid it.

• Ask important questions. Does the contractor meet all state and local requirements, including being licensed, insured and bonded? Are references from recent jobs available? Will the contractor be subcontracting the job or relying on its own employees?

• Seek at least three bids for comparison. Watch out for low-ball estimates that could balloon once the job is in progress.

• Get everything in writing. The contract should explain the full scope of work, including cleanup and waste disposal. Make sure it includes payment terms, estimated price of materials and labor, and any warranties or guarantees.

Don’t let your finances get hit. At Star Choice Credit Union, we want to help keep your finances secure. Whether it’s helping you save money, providing home improvement loans or giving you convenient access to pay bills and look at your accounts, we can help you weather storms and enjoy brighter days.

To learn more, stop by, call or visit us online.

*When you see the damage and hardship major storms can cause, it's natural to want to help those in need. Before giving money, make sure the charity seeking donations is legitimate as well as equipped and experienced to provide assistance. You can research charities through the Better Business Bureau Wise Giving Alliance.

PrintView Printer Friendly Version

EmailEmail Article to Friend

References (43)

References allow you to track sources for this article, as well as articles that were written in response to this article.
  • Response
    Response: ppi claims
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: ppi claims
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: ppi claims
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: ppi claims
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: ppi claims
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: stairlifts
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: stair lifts
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: coupons
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new cell phones
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: cobajobs.org
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new jntu colleges
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new fmcsa laws
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new xps 12
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: zobacz
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new ikea catalog
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new omarion
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new uh-60 atm
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new ycs card
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new ds roms
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: cupcake liners
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: voyance gratuite
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new pmi rules 2013
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new ufc video game
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: new tupac movie
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: web site
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: dumpsters
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: dumpsters
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: internet
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Star Choice Credit Union Blog - Blog - When natural disasters strike
  • Response
    Response: TheImprenta
    Weed eaters frequently have long reaches that will help you access remote locations of the yard.

Reader Comments

There are no comments for this journal entry. To create a new comment, use the form below.

PostPost a New Comment

Enter your information below to add a new comment.

My response is on my own website »
Author Email (optional):
Author URL (optional):
Post:
 
Some HTML allowed: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <code> <em> <i> <strike> <strong>
« Money Saving Websites | Main | Tips for a safe Halloween »