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Thursday
Feb072013

choose credit!

Did you know you can use your Star Choice Credit Union debit card in the same way you would use a credit card while shopping? Yes, you can! Usually when you swipe your debit card, you get the option of debit or credit. The natural response is to choose debit, after all, it is a debit card! It is time to re-train your brain! Next time you get the option of using debit or credit, choose credit.

Here is why:

If you choose debit, you are essentially making an ATM (automated teller machine) transaction, and this could quickly put you over your free monthly number of ATM transactions. It is also less costly for the credit union to process credit transactions than debit transactions.

This allows Star Choice Credit Union to pass the savings along to you in the form of better rates and lower fees!

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