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The Credit Union Difference

Many people are unaware of the differences between credit unions and banks. Credit unions have many of the same products and services to provide their members as banks do with more things that benefit you, the member, such as lower rates on loans and fewer fees.

As a member of our credit union, we would like to invite you to take advantage of all the fantastic products and services we have to offer. We think you’ll like what you see when you learn more about the credit union difference.

The credit union difference is more than a catchy phrase or a tagline. It’s an attitude, a philosophy, and a way of looking at financial services. We are different than banks. It’s a difference that’s bigger than you think.

Here are 3 ways we differ from banks:

  • Credit Unions are Member Owned. When you deposit money into our institution, you buy shares into our financial cooperative. We then loan the money to other members. We return the “profits” we make to you in the form of lower rates on loans, fewer fees, and higher yields on deposits.
  • Credit Unions are Member Focused. Unlike banks that profit their stockholders, we are a non-profit institution that profits our members.
  • Credit Unions are Member Driven. As a member of our financial cooperative, you have a say in what we do. You elect our all-volunteer board. Every member gets a vote, regardless of their net worth.

Visit us online at, call us at 952.698.7228, or stop by our branch to learn more about what the credit union difference means for you.

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